Directory > Canada > CD Rates

At Royal Bank of Canada clients will find detailed online information about each one of the GIC products that they offer along with the current available rates being offered. Royal Bank also offers a semi-annual newsletter that provides insight into the current GIC market.

Bank of Montreal offers competitive interest rates guaranteed for the full term of the investment and a choice of interest payment frequencies.

Providing Canadians the best GIC rates in Canada. We search from over 40 financial institutions across Canada to get the best rates.

We update daily all the interest rates for GICs and RRSPs, as well as offering full choice selection of funds, life insurance, annuities, RRIFs, etc.

CIBC offers a wide selection of GICs and RRSP-eligible GICs to meet your needs and investing style. Whether you're storing some cash for a few months or investing longer-term, GICs are a convenient way to invest your money.

Bankrate.com offers news and advice on banking, as well as a search of some of the best C.D. rates in the nation, as well as many trends in bank fees, mortgages, credit cards, home equity loans and lines, auto loans, personal loans and CDs. Their rates of over 2,500 institutions covering all 50 states is updated daily.

Certificate of Deposit gives you (the investor/company) an opportunity to deposit funds in a secure, high-interest bearing account. This account is insured by the Jamaica Deposit Insurance Corporation and guarantees depositors a return on their funds.

The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure Protecting Your Deposits and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years:

Now there’s a way to get more than great rates from your next CD. The T. Rowe Price Savings Bank gives you the benefits of FDIC insurance and predictable interest payments, plus world-class service from a name you trust.* You can use a T. Rowe Price CD to expand your investment mix and reduce your portfolio’s overall risk. For your convenience, the interest payments from your CD can remain on deposit or you can have them transferred into an account of your choice.

Home Trust Company is a federally regulated trust company carrying on business across Canada. Originally incorporated in Ontario in 1977 as Home Savings and Loan Corporation, the Company was continued under the Trust and Loan Companies Act (Canada) on March 9, 2000.

Member of Canada Deposit Insurance Corporation. The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure "Protecting Your Deposits" and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years.

A term deposit provides a safe flexible investment in a number of currencies and terms at a competitive interest rate

News regarding certificate of deposit rates.

Key interest rate posted. This site updates daily.

Current Annuity Rates far exceed current CD Rates and have other benefits that include tax-deferred income. For a free annuity guide and consultation with an annuity expert in your area, please fill out the following form. Your information is kept strictly confidential.